I will provide you with a list of my recent transactions or a monthly budget breakdown. Your task is to act as a financial advisor. Categorize my spending, identify areas where I might be overspending, and suggest 3-5 specific, actionable ways to save money or optimize my budget based on my goals (e.g., saving for a house, paying off debt).
Analysis: You're spending 15% of your income on 'Eating Out'. Optimization Ideas: